Working Capital Loans

Our working capital loans provide the liquidity your business needs to seize opportunities, manage cash flow, and fuel operational excellence. Whether you're expanding inventory, covering seasonal expenses, or bridging cash flow gaps, our flexible terms are engineered for your success.

Key Features

  • Funding amounts from $10,000 to $500,000
  • Terms from 3 to 18 months
  • Fast approval within 24 hours
  • Flexible repayment options
  • No collateral required for qualified businesses

Ideal For

  • Inventory purchases and restocking
  • Seasonal cash flow management
  • Marketing and advertising campaigns
  • Operational expenses and payroll
  • Business expansion projects

Equipment Financing

Upgrade your equipment without depleting your working capital. Our equipment financing solutions enable you to acquire the machinery, vehicles, and technology your business needs while preserving cash for operations.

Key Features

  • Finance up to 100% of equipment cost
  • New and used equipment eligible
  • Terms up to 60 months
  • Equipment serves as collateral
  • Tax advantages available

Equipment Types

  • Manufacturing machinery and tools
  • Commercial vehicles and trucks
  • Restaurant and food service equipment
  • Medical and dental equipment
  • Construction equipment and heavy machinery
  • Technology and IT infrastructure

Invoice Factoring

Don't wait 30, 60, or 90 days to get paid. Our invoice factoring solutions convert your outstanding invoices into immediate working capital, improving cash flow and enabling faster business decisions.

Key Features

  • Advance up to 90% of invoice value
  • Same-day funding available
  • No long-term contracts required
  • Credit decisions based on your customers
  • Confidential and non-recourse options

How It Works

  • You provide goods or services to your customer
  • Submit invoices to FundTek for approval
  • Receive up to 90% advance within 24 hours
  • Your customer pays the invoice normally
  • We remit the remaining balance minus fees

Revenue-Based Financing

Flexible financing that grows with your business. Revenue-based financing provides capital with repayment terms that adjust based on your monthly revenue, ensuring payments align with your cash flow.

Key Features

  • Funding from $25,000 to $500,000
  • Repayment as a percentage of revenue
  • No fixed monthly payments
  • Pay more when business is strong, less when it's slow
  • Fast approval and funding process

Best For

  • Businesses with fluctuating revenue
  • Seasonal businesses
  • High-growth companies
  • Businesses without traditional collateral

Short-Term Business Loans

Quick access to capital for immediate business needs. Our short-term loans provide fast funding with streamlined qualification and rapid deployment of funds.

Key Features

  • Amounts from $5,000 to $250,000
  • Terms from 3 to 12 months
  • Approval within hours
  • Minimal documentation required
  • Funds deposited next business day

Common Uses

  • Emergency repairs and maintenance
  • Time-sensitive business opportunities
  • Bridging short-term cash gaps
  • Covering unexpected expenses
  • Meeting urgent payroll obligations

Ready to Get Funded?

Contact us today to discuss which funding solution is right for your business.

Apply Now